Debt Recovery made easy Let's Get Started

"Interest on debts grow without rain"

Our Services

We offer the full spectrum of services to help organizations work better. Everything from creating standards of excellence to training your people to work ...

Housing Loan.

If the borrower fails to address the default within the specified timeframe, the lender may initiate recovery actions to recover the outstanding debt.

Credit Card.

Card recovery bulletins are documents that list the stolen, lost, over-limit, past-due, counterfeit, and cards with some problem as declared by the credit card companies, such as a MasterCard and Visa.

Business Loan.

Business loan recovery process is initiated when lenders find that a business enterprise has defaulted on a loan for a significant period even after several notifications and alerts of missed payments.

Personal Loan.

The loan recovery process is an essential mechanism for financial institutions, designed to address situations where borrowers are unable to meet their loan repayment commitments.

Consumer Durable.

You can always foreclose the loan at any point of time. However, the foreclosure time period varies for all lenders, starting after the first EMI to after 6 months from the date of loan disbursement.

Vehicle Loan.

In simple words, loan recovery involves reclaiming funds from borrowers who have defaulted on their payments for personal loans, home loans, car loans, etc.

Our Placement Services

Mr.Shamshuddin Khan (Proprietor)

Mr.Shamshuddin Khan is a first-generation entrepreneur and the Founder & Proprietor of SHAMS ASSOCIATES, a debt collection agency headquartered in Bengaluru, India. With a strong commitment to professionalism, integrity, and client satisfaction, he has established the organization as a trusted partner in delivering efficient debt recovery and financial support services.

His leadership, industry knowledge, and dedication to delivering quality services continue to drive the growth and success of SHAMS ASSOCIATES, making it a reliable partner for banks, NBFCs, and other financial institutions..

Mr. Mansoor Shariff
(Chief Executive Officer)

Mr. Mansoor Shariff is a seasoned Operations Management professional with over 23 years of diverse industry experience spanning the Placement, Manufacturing, and Banking sectors. His international exposure in the UAE manufacturing industry, combined with extensive banking operations expertise and placement industry experience, has equipped him with exceptional skills in operational strategy, process optimization, team leadership, and business excellence. He is committed to driving operational efficiency, enhancing organizational performance, and delivering sustainable business results through strategic planning and effective execution.

Ms. Anusha N (HR & Operations)

Ms. Anusha is an accomplished Human Resources professional with over 10+ years of experience in the banking and financial services sector. She possesses extensive expertise in talent acquisition, HR operations, employee engagement, performance management, and organizational development. Her strong leadership, strategic approach to people management, and commitment to building high-performing teams have consistently contributed to organizational growth and operational excellence. She is dedicated to creating a positive workplace culture while aligning HR strategies with business objectives.

She has 4+ years of experience as an HR Manager at SBI Cards, handling recruitment, employee engagement, HR operations, and talent management. 6 years of experience as an HR Manager in the Banking Industry, with expertise in end-to-end recruitment, workforce planning, performance management, employee relations, and HR compliance.

Shams Associates (Head Office)

No. 60, 1st C Main, Pipeline Road,
Vijayanagar 2nd Stage,
Bangalore - 560104.